:root{--ink:#10243A;--body:#34475A;--muted:#5E7083;--paper:#fff;--mist:#F3F6F9;--line:#DDE4EB;--teal:#0B7A75;--teal-dark:#085D59;--teal-soft:#E4F3F2;--sand:#F6EEDD;--serif:'Newsreader',Georgia,serif;--sans:'Manrope',system-ui,-apple-system,'Segoe UI',Arial,sans-serif}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:var(--sans);color:var(--body);background:var(--paper);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--teal-dark)}img{max-width:100%;display:block}
h1,h2,h3{font-family:var(--serif);color:var(--ink);font-weight:600;line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5vw,3.5rem)}h2{font-size:clamp(1.7rem,3.2vw,2.3rem);margin-bottom:.6rem}h3{font-size:1.3rem;margin-bottom:.4rem}
p{max-width:68ch}.wrap{width:min(1120px,92%);margin-inline:auto}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:.6rem 1rem;z-index:100}.skip:focus{left:8px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:1rem}
.brand{font-family:var(--serif);font-weight:600;font-size:1.35rem;color:var(--ink);text-decoration:none;display:flex;align-items:center;gap:.6rem}
.mark{width:30px;height:30px;border-radius:7px;background:var(--ink);display:grid;place-items:center}.mark svg{width:18px;height:18px}
nav ul{display:flex;gap:1.7rem;list-style:none;align-items:center}
nav a{color:var(--body);text-decoration:none;font-weight:600;font-size:.95rem}nav a:hover,nav a[aria-current]{color:var(--teal-dark)}
nav a[aria-current]:not(.btn){border-bottom:2px solid var(--teal);padding-bottom:3px}
.btn{display:inline-block;background:var(--teal);color:#fff!important;border:0;padding:.8rem 1.4rem;border-radius:8px;font:600 1rem var(--sans);text-decoration:none;cursor:pointer;transition:background .2s}
.btn:hover{background:var(--teal-dark)}.btn.ghost{background:transparent;color:var(--ink)!important;border:1.5px solid var(--ink)}.btn.ghost:hover{background:var(--ink);color:#fff!important}
.menu-btn{display:none;background:none;border:1.5px solid var(--line);border-radius:8px;padding:.45rem .7rem;font:600 .9rem var(--sans);color:var(--ink);cursor:pointer}
section{padding:4.5rem 0}.alt{background:var(--mist)}.intro{margin-bottom:2.4rem}.intro p{color:var(--muted)}
.ph{background:linear-gradient(135deg,#d7e6ea,#eef3f6);overflow:hidden;position:relative}
.ph img{width:100%;height:100%;object-fit:cover}
/* hero */
.hero{padding:4.5rem 0;background:linear-gradient(180deg,var(--mist),var(--paper))}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.lead{font-size:1.2rem;margin:1.2rem 0 1.7rem}.actions{display:flex;gap:.9rem;flex-wrap:wrap}
.hero small{display:block;margin-top:1.3rem;color:var(--muted);font-size:.9rem}
.hero-img{border-radius:14px;aspect-ratio:4/3;box-shadow:0 20px 40px -24px rgba(16,36,58,.45)}
.page-head{padding:3.5rem 0 2.5rem;background:var(--mist);border-bottom:1px solid var(--line)}
.page-head p{color:var(--muted);margin-top:.8rem;font-size:1.1rem}
.crumbs{font-size:.88rem;margin-bottom:.8rem;color:var(--muted)}
/* slider */
.slider{position:relative;border-radius:14px;overflow:hidden;background:var(--ink)}
.slide{display:none;position:relative;min-height:420px;color:#fff}.slide.on{display:block}
.slide .ph{position:absolute;inset:0;background:#1d3b57}.slide .shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,36,58,.92) 0,rgba(16,36,58,.55) 55%,rgba(16,36,58,.15))}
.slide .txt{position:relative;padding:3.5rem 3.2rem;max-width:620px}.slide h2{color:#fff}.slide p{color:#DCE6EF;margin:.6rem 0 1.4rem}
.arrow{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;border-radius:50%;border:0;background:rgba(255,255,255,.92);color:var(--ink);font-size:1.3rem;cursor:pointer}
.arrow.p{left:14px}.arrow.n{right:14px}
.dots{position:absolute;bottom:16px;left:0;right:0;display:flex;justify-content:center;gap:.5rem}
.dots button{width:11px;height:11px;border-radius:50%;border:0;background:rgba(255,255,255,.5);cursor:pointer}.dots button[aria-current="true"]{background:#fff;width:28px;border-radius:6px}
/* picker */
.picker{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.8rem;max-width:760px}
.chips{display:flex;flex-wrap:wrap;gap:.55rem;margin:1rem 0 1.3rem}
.chip{border:1.5px solid var(--line);background:#fff;color:var(--ink);padding:.5rem .9rem;border-radius:999px;font:600 .9rem var(--sans);cursor:pointer}
.chip:hover{border-color:var(--teal)}.chip[aria-pressed="true"]{background:var(--teal);border-color:var(--teal);color:#fff}
.result{border-top:1px solid var(--line);padding-top:.8rem;min-height:70px}.result .empty{color:var(--muted)}
.rec{padding:.6rem 0;border-bottom:1px dashed var(--line)}.rec:last-child{border:0}.rec strong{color:var(--ink);display:block}
/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;display:flex;flex-direction:column}
.card .ph{aspect-ratio:16/10}.card .b{padding:1.4rem;display:flex;flex-direction:column;flex:1}
.tag{font-size:.82rem;font-weight:700;color:var(--teal-dark);background:var(--teal-soft);padding:.2rem .6rem;border-radius:5px;align-self:flex-start;margin-bottom:.8rem}
.card p{font-size:.96rem;flex:1}.card .more{margin-top:1rem;font-weight:700;text-decoration:none}.card .more:hover{text-decoration:underline}
.split{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.split .ph{border-radius:14px;aspect-ratio:4/3}
.steps{list-style:none;counter-reset:s}.steps li{counter-increment:s;padding:0 0 1.4rem 3.2rem;position:relative}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:700}
.steps li:not(:last-child)::after{content:"";position:absolute;left:1.05rem;top:2.4rem;bottom:.2rem;width:2px;background:var(--line)}.steps strong{color:var(--ink);display:block}
.principle{border-left:4px solid var(--teal);padding:.2rem 0 .2rem 1.1rem;margin-bottom:1.1rem}.principle strong{color:var(--ink)}
.notice{background:var(--sand);border:1px solid #E9DDC0;border-radius:12px;padding:1.4rem 1.7rem}.notice p{max-width:none}
.cta{background:var(--ink);color:#C5D1DD;border-radius:14px;padding:2.8rem;text-align:center}.cta h2{color:#fff}.cta p{margin:.5rem auto 1.5rem}
/* article */
.article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:3.5rem;padding:3.5rem 0}
.article h2{font-size:1.7rem;margin:2rem 0 .6rem}.article p,.article li{margin-bottom:.8rem}.article ul{padding-left:1.2rem}
.article .hero-img{margin-bottom:1.5rem;aspect-ratio:16/9}
.side{position:sticky;top:90px;align-self:start;display:grid;gap:1.2rem}
.box{background:var(--mist);border:1px solid var(--line);border-radius:12px;padding:1.4rem}.box h3{font-size:1.1rem}.box ul{list-style:none}.box li{margin-bottom:.5rem}
/* forms / facts */
form{display:grid;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.8rem}
label{font-weight:600;color:var(--ink);font-size:.95rem;display:block;margin-bottom:.3rem}
input,textarea,select{width:100%;padding:.75rem .9rem;border:1.5px solid var(--line);border-radius:8px;font:400 1rem var(--sans);color:var(--ink);background:#fff}
input:focus,textarea:focus,select:focus{outline:3px solid var(--teal-soft);border-color:var(--teal)}textarea{min-height:130px;resize:vertical}
.status{font-weight:600;color:var(--teal-dark);min-height:1.4em}
.contact{display:grid;grid-template-columns:.8fr 1.2fr;gap:3.5rem;align-items:start}
.facts{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.6rem}.facts dl{display:grid;grid-template-columns:auto 1fr;gap:.7rem 1.2rem;font-size:.97rem}.facts dt{font-weight:700;color:var(--ink)}
.legal-page{padding:3rem 0 4.5rem}.legal-page h2{font-size:1.4rem;margin:1.8rem 0 .5rem}.legal-page p{margin-bottom:.8rem}
footer{background:var(--ink);color:#C5D1DD;padding:3.5rem 0 2rem;font-size:.93rem}footer a{color:#fff}
.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2.2rem;margin-bottom:2rem}footer h4{color:#fff;margin-bottom:.8rem}footer ul{list-style:none;display:grid;gap:.45rem}
footer .brand{color:#fff;margin-bottom:.8rem}footer .mark{background:var(--teal)}
.fine{border-top:1px solid rgba(255,255,255,.15);padding-top:1.3rem;font-size:.85rem;color:#9DB0C3}.fine p{max-width:none;margin-bottom:.5rem}
@media(max-width:900px){.hero-grid,.split,.contact,.article,.foot{grid-template-columns:1fr;gap:2rem}.cards{grid-template-columns:1fr}
.menu-btn{display:block}nav ul{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:flex-start;background:#fff;padding:1.2rem 4%;border-bottom:1px solid var(--line);gap:1rem}nav ul.open{display:flex}
section{padding:3rem 0}.slide .txt{padding:2.2rem 1.6rem 3.5rem}.side{position:static}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
footer .fh{color:#fff;font-weight:700;margin-bottom:.8rem}
body{overflow-x:clip}

.js .reveal{opacity:0;transform:translateY(28px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1);transition-delay:var(--d,0s)}
.js .reveal.in{opacity:1;transform:none}
.js .reveal.left{transform:translateX(-32px)}.js .reveal.right{transform:translateX(32px)}.js .reveal.left.in,.js .reveal.right.in{transform:none}
@keyframes up{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@keyframes drift{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(30px,-24px) scale(1.08)}}
@keyframes kb{from{transform:scale(1)}to{transform:scale(1.12)}}
@keyframes shine{from{transform:translateX(-120%) skewX(-20deg)}to{transform:translateX(220%) skewX(-20deg)}}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(11,122,117,.45)}100%{box-shadow:0 0 0 14px rgba(11,122,117,0)}}
body{background:#fff}
h1{letter-spacing:-.025em;line-height:1.08}
h2{letter-spacing:-.02em}
header{transition:box-shadow .3s,height .3s}header.scrolled{box-shadow:0 8px 24px -14px rgba(16,36,58,.35)}
.progress{position:fixed;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--teal),#35b7a8);z-index:200}
nav a:not(.btn){position:relative;border:0!important;padding-bottom:4px!important}
nav a:not(.btn)::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:100%;background:var(--teal);transform:scaleX(0);transform-origin:left;transition:transform .3s}
nav a:not(.btn):hover::after,nav a[aria-current]::after{transform:scaleX(1)}
.btn{position:relative;overflow:hidden;box-shadow:0 8px 18px -10px rgba(11,122,117,.8);transition:transform .25s,box-shadow .25s,background .2s}
.btn:hover{transform:translateY(-3px);box-shadow:0 14px 24px -12px rgba(11,122,117,.9)}
.btn::after{content:"";position:absolute;top:0;bottom:0;left:0;width:40%;background:rgba(255,255,255,.28);transform:translateX(-120%) skewX(-20deg)}
.btn:hover::after{animation:shine .8s}
.btn.ghost{box-shadow:none}
.eyebrow{display:inline-flex;align-items:center;gap:.5rem;font-weight:700;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-dark);background:var(--teal-soft);padding:.4rem .8rem;border-radius:999px;margin-bottom:1.1rem}
.eyebrow::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--teal);animation:pulse 1.8s infinite}
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#EAF1F6 0,#fff 100%)}
.hero::before,.hero::after{content:"";position:absolute;border-radius:50%;filter:blur(60px);opacity:.55;pointer-events:none;animation:drift 14s ease-in-out infinite}
.hero::before{width:420px;height:420px;background:#bfe6e1;top:-120px;right:-80px}
.hero::after{width:340px;height:340px;background:#f6e3b8;bottom:-140px;left:-100px;animation-delay:-6s}
.hero-grid{position:relative;z-index:1}
.hero-grid>div:first-child>*{animation:up .8s both}.hero-grid>div:first-child>*:nth-child(2){animation-delay:.1s}.hero-grid>div:first-child>*:nth-child(3){animation-delay:.2s}.hero-grid>div:first-child>*:nth-child(4){animation-delay:.3s}.hero-grid>div:first-child>*:nth-child(5){animation-delay:.4s}
.hero-vis{position:relative;animation:up 1s .2s both}
.hero-img{border-radius:20px;box-shadow:0 30px 60px -28px rgba(16,36,58,.55)}
.hero-vis::before{content:"";position:absolute;inset:18px -18px -18px 18px;border:2px solid var(--teal);border-radius:20px;opacity:.35;z-index:-1}
.fbadge{position:absolute;display:flex;gap:.7rem;align-items:center;background:#fff;border-radius:12px;padding:.7rem 1rem;font-size:.82rem;color:var(--muted);box-shadow:0 16px 34px -14px rgba(16,36,58,.45);animation:float 5s ease-in-out infinite}
.fbadge strong{display:block;color:var(--ink);font-size:.92rem}.fbadge .ico{width:34px;height:34px;border-radius:9px;background:var(--teal);color:#fff;display:grid;place-items:center}.fbadge .ico svg{width:18px;height:18px}
.f1{left:-24px;bottom:34px}.f2{right:-18px;top:30px;animation-delay:-2.5s}
.strip{background:var(--ink);color:#C5D1DD}.strip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;padding:1.3rem 0;font-size:.95rem;text-align:center}.strip b{color:#fff}
.strip-grid>div+div{border-left:1px solid rgba(255,255,255,.14)}
.slider{box-shadow:0 30px 60px -34px rgba(16,36,58,.6)}
.slide .ph img{transform-origin:center}.slide.on .ph img{animation:kb 9s ease-out forwards}
.slide.on .txt>*{animation:up .8s both}.slide.on .txt>*:nth-child(2){animation-delay:.15s}.slide.on .txt>*:nth-child(3){animation-delay:.3s}
.slide h2{font-size:clamp(1.9rem,4vw,2.8rem)}
.arrow{transition:transform .2s,background .2s;box-shadow:0 8px 18px -8px rgba(0,0,0,.5)}.arrow:hover{background:#fff;transform:translateY(-50%) scale(1.1)}
.dots button{transition:all .35s}
.chip{transition:all .2s}.chip:hover{transform:translateY(-2px)}.chip[aria-pressed="true"]{box-shadow:0 8px 16px -8px rgba(11,122,117,.8)}
.rec{animation:up .45s both}
.card{transition:transform .35s,box-shadow .35s,border-color .35s;position:relative}
.card:hover{transform:translateY(-8px);box-shadow:0 26px 44px -26px rgba(16,36,58,.45);border-color:#b9ddda}
.card .ph img{transition:transform .8s cubic-bezier(.2,.7,.2,1)}.card:hover .ph img{transform:scale(1.08)}
.card .more::after{content:" \2192";display:inline-block;transition:transform .25s}.card:hover .more::after{transform:translateX(6px)}
.split .ph{border-radius:20px;box-shadow:0 26px 50px -28px rgba(16,36,58,.5)}.split .ph img{transition:transform 1s}.split .ph:hover img{transform:scale(1.05)}
.page-head{position:relative;overflow:hidden;background:linear-gradient(120deg,#E7F0F5,#F6FAFB)}
.page-head::after{content:"";position:absolute;right:-60px;top:-80px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,#bfe6e1,transparent 70%);animation:drift 12s ease-in-out infinite}
.page-head .wrap{position:relative;z-index:1}.page-head .wrap>*{animation:up .7s both}.page-head .wrap>*:nth-child(2){animation-delay:.1s}.page-head .wrap>*:nth-child(3){animation-delay:.2s}
.cta{position:relative;overflow:hidden;background:linear-gradient(135deg,#10243A,#0c4a52)}
.cta::before{content:"";position:absolute;width:320px;height:320px;border-radius:50%;background:rgba(53,183,168,.22);filter:blur(50px);top:-120px;right:-60px;animation:drift 10s ease-in-out infinite}
.cta>*{position:relative}
.steps li::before{transition:transform .3s,background .3s}.steps li:hover::before{transform:scale(1.15);background:var(--teal)}
.principle{transition:transform .3s,border-color .3s,background .3s;border-radius:0 10px 10px 0}.principle:hover{transform:translateX(6px);background:var(--teal-soft)}
.box,.facts,form,.picker{transition:box-shadow .3s}.box:hover,.facts:hover{box-shadow:0 18px 34px -24px rgba(16,36,58,.4)}
.article h2{position:relative;padding-top:.4rem}.article h2::before{content:"";display:block;width:44px;height:4px;border-radius:2px;background:var(--teal);margin-bottom:.7rem}
.article li::marker{color:var(--teal)}
.toTop{position:fixed;right:22px;bottom:22px;width:46px;height:46px;border-radius:50%;border:0;background:var(--teal);color:#fff;font-size:1.3rem;cursor:pointer;opacity:0;transform:translateY(20px);pointer-events:none;transition:all .35s;box-shadow:0 12px 24px -10px rgba(11,122,117,.9);z-index:60}
.toTop.show{opacity:1;transform:none;pointer-events:auto}.toTop:hover{background:var(--teal-dark)}
footer{position:relative}footer::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--teal),#35b7a8,#e8c27a)}
footer a{text-decoration:none;opacity:.85;transition:opacity .2s,padding-left .2s}footer ul a:hover{opacity:1;padding-left:6px}
@media(max-width:900px){.strip-grid{grid-template-columns:1fr 1fr}.strip-grid>div:nth-child(3){border-left:0}.f1{left:8px}.f2{right:8px}.hero-vis::before{display:none}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.js .reveal{opacity:1;transform:none}}